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CASE CLOSED |
RESOLVED |
Mar 22, 2011 |
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RENTAL DETAILS |
Address : 41 Victoria Street
City, State - Zip : Windsor, Connecticut - 1864. |
COMPLAINT DETAILS (from renter) |
I had an outstanding debt to Rivers Bend for $245.29. It went to a collection agency. I paid off that balance on August 3, 2009.
I recently applied for a mortgage and was declined because the Rivers Bend trade line is still showing on my credit report. I have contacted the property manager and the property management company via certified mail and e-mail and they are unwilling to help me get this removed.
I have informed them that according to the Fair Credit Reporting Act section § 605. Requirements relating to information contained in consumer reports [15 U.S.C. §1681c] subsection (c) there is no statute saying that a creditor must report a trade line to that is mandatory to keep reporting it.
Without this trade line removed, I am unable to get funding approved for a mortgage.
I have supporting documents for this complaint, as well as all the correspondence that has taken place.
Please provide me with an avenue to provide the supplemental document support and I hope that this complaint well allow me to be able to have a future with my wife and family.
Thank you
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INVESTIGATING AGENT - REMARKS (9) |
Agent |
Date |
Response |
Agent |
Mar 22, 2011 |
TENANT UPDATE: Tenant has contacted chat support to inform the agent that the case has been resolved by management. This case is now closed. |
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Agent |
Mar 22, 2011 |
CERTIFIED MAILING: This case is being sent via USPS Certified Mail:
A duplicate Mailing is also being sent via USPS First Class Mail in case the landlord refuses to sign for Certified Mailing. |
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Agent |
Mar 22, 2011 |
LANDLORD RESPONSE DATE: Landlord is expected to respond no later than: MARCH 30, 2011 by 7pm |
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Agent |
Mar 22, 2011 |
EXPECTED LANDLORD RESPONSE: Written notice is being mailed to the landlord and expected to arrive in 3 business days. Following delivery the landlord will have 3 business days to respond. Pending landlord response. |
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Agent |
Mar 22, 2011 |
MAILING PREPARED: Agent has prepared case for mailing. |
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Agent |
Mar 22, 2011 |
COMPLAINT NOTICE: Agent has prepared an official complaint notice and will be attaching the notice to a bonded copy of the case. Pending Mailing... |
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Agent |
Mar 22, 2011 |
CASE REVIEW: Agent has reviewed the case and is preparing complaint notice and paperwork. |
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Agent |
Mar 22, 2011 |
CASE ACCEPTED: Agent has accepted the case and is will be reviewing the case details. |
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Agent |
Mar 22, 2011 |
CASE ASSIGNED: An RPA Agent has been assigned to mediate this case. Pending case acceptance. |
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